Pricing and Rates

• Conduct competitive rate analysis
• Evaluate profitibility and marketing goals
• Determine required rate for all lines
• Prepare filings for regulatory agencies
• Calculate loss cost mulitipliers

Loss Reserves

• Evaluate dynamic factors, inflation, legal trends, economic issues, and changes in claims procedures
• Determine Incurred But Not Reported (IBNR) reserves
• Present Value analysis
• Tax, GAAP, and Statutory reserves
• Provide actuarial opionion of required reserves

Management Support on the following items

• Strategy development and business/financial planning
• Underwriting and marketing management
• Claim auditing
• Operating practices
• Company information and licensing