Workers’ Compensation, Commercial Property and Liability Programs

• Rating/Pricing/Dividend plans
• Retro plans/Deductible credits
• Managed care/Cost savings
• Service company evaluation and selection

Pro Forma / Feasibility

• Quantification of risk exposures
• Actuarial evaluation of claims liability
• Financial and investment income analysis of loss costs and cash flow
• Develop deficit funding plans

Regulatory Requirements

• Actuarial statement on claim liability (Actuarial Opinion)
• Determine rate adequacy
• Compliance filings as required on Rates and Reserves

Claims Administration

• Compare loss payments and case reserves transactions to financial reports
• Audit accuracy of computer reports
• Audit of claim management and case reserves